Opening Online Account via VNPAY

09/01/2023 02:03 PM

Opening a Vietcombank account via VNPAY e-Wallet helps customers open an account and register to use Vietcombank's services immediately on VNPAY e-wallet system, anytime and anywhere without any limitation by space and time.

After successfully opened account, Vietcombank account will be link to VNPAY e-Wallet to make deposits from the bank account to the wallet and vice versa, withdraw money from the wallet to transfer to the bank account.

  • Registered Vietcombank account within several minutes, 100% online, no need to arrive to transaction office.
  • Automatically link Vietcombank account to VNPAY e-Wallet to deposit/withdraw money.
  • 01 registration for all services: Account, VCB Digibank, e-Card.
  • Free money transfer in VCB Digibank.




  • Vietnamese only, legally residing in Vietnam.
  • Passport/ Citizen Identification should be valid.

Register requirement

  • The mobile phone number used to register this service have never been registered Vietcombank's services or has stopped using Vietcombank's services.
  • Mobile phone numbers provided by companies which legally operating in Vietnam (Viettel, VNPT, MobiFone,...).

Default registered services

  • VND Current Account
  • VCB Digibank
  • E-card
  • Link Vietcombank account to VNPAY e-Wallet to deposit/withdraw money.

Deposit limit from eKYC account to e-Wallet

VCB Digibank

  • Minimum: 10,000 VND/transaction
  • Maximum/ day: 10,000,000 VND/transaction/day/Wallet
  • Maximum/ month: 10,000,000 VND/customer

VNPAY e-Wallet

  • Minimum: 10.000 VND/transaction
  • The first 24h: Maximum 2,000,000 VND/transaction/day/Wallet
  • After the first 24 hours: Maximum 2,000,000 VND/transaction/day/Wallet
  • Maximum/ month: 10,000,000 VND/customer

Limit for withdrawals from the e-Wallet to the eKYC account

  • Minimum: 50,000 VND/transaction
  • Maximum: 10,000,000 VND/ transaction/day/Wallet

Transaction limits on the account

  • Customers who have not authenticated (KYC) in transaction office: 90,000,000 VND/month/customer.
  • Customers have passed authentication (KYC) in transaction office: Following Vietcombank's regulations.​​​​​​​

Free to open​​​​​​​

Terms and Conditions for opening Current Account at Vietcombank via VNPAY e-Wallet

Click here​​​​​​​