I. Card features and benefits
- Buy first-pay later, up to 50 days interest-free period.
- Flexible payment at all points of sales having American Express logo worldwide, including contactless merchants. (For contactless payment user guide, please refer here).
- Convenient payment via Internet, mobile app, MOCA app. (For MOCA payment user guide, please refer here).
- Flexible installment on VCB Digibank at a small fee (Visit here for detail).
- 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
- Cashwithdrawal at any ATM having American Expres logo in Vietnam and worldwide.
- Keep track of transactions and manage spending easily with additional services such as VCB Digibank on Mobile application and on web browser, VCB-SMS B@nking, VCB-Phone B@nking.
- Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Safety online transactions with 3D Secure feature.
- Customer services 24/7 via Hotline 1900.54.54.13 or Hotline for high-end customers +84.1800.1565.
- Exclusive offers from Vietcombank and American Express periodically.
II. Exclusive Privileges
- Cashback feature:
- Before 02/07/2023: Cardholders can enjoy unlimited cashback 1.5% for all eligible spending.
- From 02/07/2023: Cardholders can enjoy an unlimited cashback of 1.5% for eligible spending made abroad in foreign currencies and a cashback of 0.5% for other eligible spending.
- Terms and Conditions applied (More details here).
-Insurance benefit:
Cardholder and Family members of Cardholder will be insured up to 23,300,000,000 VND if the ticket for travel have been paid by using Card.
Insurance benefits are below:
- Travel Inconvenience (Flight Cancellation/Flight Delay/Baggage Delay/Baggage Loss)
- Travel Trip Personal Accident Loss
Details of insurance policy as below:
* For cards issued/renewed from 01/04/2022 until the end of 31/03/2023:
- To be entitled to insurance coverage provided by MIC within 12 months since the date of issuance/renewal (01/04/2022 – 31/03/2023 correspondingly)
- Detail of MIC’ insurance policy here
- When MIC’s coverage term expires, MIC will be the insurance provider.
* For cards issued/renewed from 01/04/2023 until the end of 31/03/2024:
- To be entitled to insurance coverage provided by PVI.
- Detail of the insurance policy here
- Shopping and dining offers: Special offers for for Amex Cashplus Platinum cardholders, for more details, please visit websites: https://livetheworld.americanexpress.com/en-GB hoặc www.Amexdiningprogram.com.
- Card service benefit: free first year annual fee for 01 supplementary card; Waiver of issuance fee of 01 VCB debit card; Free first year annual fee of 01 credit card VCB (except for Platinum credit card); Free credit limit confirmation; Free credit limit change; Free re-issue cards and issue replacement cards.
- Personal banking services benefit:
- Free maintenance fee for VCB Digibank;
- Free money transfer via VCB Digibank;
- 50% discount on deposit account balance confirmation fee and money transfer fee within VCB system at VCB’s counters (fee code C001).