Car loan

12/07/2021 10:15 AM

No more rainy days, from now on, your family will enjoy life with the comfort car, thanks to Vietcombank car loan program with many interesting benefits:

Here are some benefits by choosing Vietcombank's car loan:

  • Competitive interest rates from 7.4%
  • Flexible loan term: according to the actual income
  • Fast and simple procedures, quick approval time

Loan term

Maximum: 7 years

Clients can have the car loan 3 months after the time buying the car.

Loan amount

  • 70% of the purchased car's value if using the same car as a collateral
  • Up to 100% of the purchased car's value if using other collaterals



  • Loan balance: Monthly or quarterly
  • Interest: Paid monthly based on reducing loan balance
  • Customer age: from 18 to 65.
  • Minimum monthly income: 05 million VND
  • Collateral: assets formed from loans/other real estate/valuable papers (according to VCB's regulations), old/new cars.

Loan application form

Vietcombank's form

Legal documents

  • ID Card/Passport;
  • Permanent Residence/ long-term residence (KT3);
  • Marriage Certificate/Single Certificate.

Proof of loan purpose

Contracts; Transfer of ownership agreement …

Income documents

Labor contract; Payroll sheet; Statement of bank account …

Collateral documents

Ownership Certificate

  • Step 1: Contact Vietcomabank's branch(es) for consultation on requirements and legal documents.
  • Step 2: Prepare and submit documents as guidance by Vietcombank's staff.
  • Step 3: Vietcombank review documents and annouce the approval result.
  • Step 4: Prepare documents/finish procedures before loan disbursement
  • Step 5: Loan disbursement

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