Opening online account

Introduction

Opening an account without going to the bank

Opening online account via the eKYC service assists customers open Vietcombank accounts anywhere and anytime online, avoid waiting time at transaction counters.

To open an online account, customers only need Download “Vietcombank” from the Google Play or Apple app store, enter and verify the phone number, take a ID photo and selfie, select the service and complete the registration

Registration guidelines click here.

Video registration guidelines click here

Benefits

01 registration for all services: Account, VCB Digibank, Card, Account Package
Register within 01 minute, 100% online, no need to come to transaction office.
0 fee transactions.
Withdraw money at ATM without card
Select account number similar to your phone number.

Details Informations

Criteria	Regulations
Customers	Only Vietnamese nationality Legally residing in Vietnam From 18 years old and have no CIF at Vietcombank
Default registered service	VND Current Account VCB Digibank OTT Alert at VCB Digibank Non-Physical Card VCB Plus account package
Other services	Select account number similar to your phone number SMS Banking Debit card International Debit Card (Visa/Master)
Transaction limit	VND 100.000.000/month/customer (Does not include credit transactions, term deposit transactions, savings)
Attention	Customers can go to transaction office to increase transaction limit on VCB Digibank

Services Fees

Type of fee	Fee
Online bank account opened	Free
Accout management fee	Free
Select account number similar to your phone number fee	Free
VCB Digibank maintenance fee	Free
OTT Alert maintenance fee	Free
Transfer fee on VCB Digibank	Free
VCB Plus account package fee Note: Customers are free to maintain VCB Plus account package when maintaining the average balance on the current account from VND 4,000,000/month	25.000 VND/month

Note:

Customers are free to maintain the VCB Plus account package within 03 months from opening account. This policy may change according to Vietcombank's notice from time to time
In case the customer stops the VCB Plus account package, the fees according to current regulations of Vietcombank will be applied.
In case the customer converts to another Account Package, the provisions of that Account Package shall apply
Other fees are subject to Vietcombank's current fee schedule

Forms

Terms and Conditions for opening and using Current Account at Vietcombank for individuals	Refer here
Customer’s Commitment	Refer here