Saigon Center - Takashimaya - Vietcombank JCB cobranded international credit card

31/05/2019 01:34 PM

1.      Card features and benefits

  • Buy first-pay later, up to 45 days interest-free period.
  • Flexible payment at all points of sales having JCB logo worldwide including contactless merchants. (For contactless payment user guide, please refer here).
  • Convenient payment via Internet, mobile app, MOCA app (For MOCA payment user guide, please refer here).
  • Flexible installment on VCB Digibank at a small fee (Visit here for detail).
  • 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
  • Cashwithdrawal at any ATM having JCB logo in Vietnam and worldwide.
  • Exclusive offers from Vietcombank, JCB and Takashimaya periodically.
  • Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
  • Comprehensive and high-secured EMV chip technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
  • Safety online transactions with 3D Secure feature.
  • Customer services 24/7 via Hotline 1900.54.54.13.

2.      Privileges

- Rewards program: Cardholder will earn rewards points to exchange for gift voucher at Saigon Center, specifically:

Location

Rewards points earned rate

Card payment at Takashimaya shopping mall

340 points for every 20,000 VND spent

Card payment at shops/supermarket at Saigon Centre shopping mall (except Takashimaya)

170 points for every 20,000 VND spent

 Card payment at other merchants

20 points for every 20,000 VND spent

For more details, please refer here.

- Card issuance benefits:

  • Free issuance fee;
  • Free renewal fee;
  • Free reissuance fee.

Card usage information

  • Card validity: 05 years
  • Number of supplementary cards: none
  • Statement date: 15th of every month
  • Proposed payment date: 30th of every month. For February, proposed payment date is 15 days from statement date). If the proposed payment date falls on a weekend or holiday, payment will be accepted without penalty until the next business day.

Card usage limit

Hạn mức tín dụng

20 – 50 triệu VNĐ

Hạn mức chi tiêu mặc định tối đa/1 ngày

100% hạn mức tín dụng được cấp

Hạn mức rút tiền mặt

50% hạn mức tín dụng được cấp

Hạn mức rút tiền mặt tối đa /1 ngày

Hết hạn mức rút tiền mặt

Hạn mức rút tiền mặt bằng ngoại tệ tại nước ngoài tối đa/1 ngày

30 triệu VNĐ

Hạn mức rút tiền mặt tối đa/lần tại ATM của VCB

10 triệu VNĐ/giao dịch

  • Cash withdrawal limit could be changed upon customer’s request.
  • Overseas cash withdrawal limit must followed SBV’s regulation.

Issuance documents:

- For Vietnamese customers:

  • Application form for international credit card for individual customer (original document).
  • Copy of valid ID card/passport (original documents must be presented for verification).  
  • Proofs of financial status.
  • Other documents per Vietcombank’s request from time to time.

- For foreign customers: besides documents similar to Vietnamese customers, following documents need to be submitted:

  • Copy of valid documents showing that customer allowed to reside in Vietnam for at least 12 months (original documents must be presented for verification).
  • Copy of work permit or labour contract (in case the card was issued without collateral or party guaranteed) (original documents must be presented for verification).
  • Original verification document from employer (in case the card was issued without collateral or partly guaranteed).
Saigon Center - Takashimaya - Vietcombank JCB cobranded international credit card