Project housing loan

12/07/2021 10:00 AM

​You and your spouse have been working diligently and saved up for years in pursuit of your dream house. You can stop the wait and turn your deam come true with Vietcombank's project house loan.

Here are some benefits by choosing Vietcombank's project house loan:

  • Competitive interest rates from 6.79%
  • Flexible loan term: according to the actual income
  • Fast and simple procedures, quick approval time

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Loan term

Maximum: 20 years

Loan amount

Up to 70% the purchased house's value. (up to 100% for specific cases)

Installment/

Payment

  • Loan balance: Monthly or quarterly
  • Interest: Paid monthly based on reducing loan balance
  • Customer age: from 18 to 65.
  • Minimum monthly income: 05 million VND
  • Collateral: assets formed from loans/other real estate/valuable papers (according to VCB's regulations).

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Loan Application Form

Vietcombank's form

Legal documents

  • ID Card/Passport;
  • Permanent Residence/ long-term residence (KT3);
  • Marriage Certificate/Single Certificate.

Proof of loan purpose

Contracts; Transfer of ownership agreement …

Income documents

Labor contract; Payroll sheet; Statement of bank account …

Collateral documents

Ownership Certificate

  • ​Step 1: Contact Vietcomabank's branch(es) for consultation on requirements and legal documents.
  • Step 2: Prepare and submit documents as guidance by Vietcombank's staff.
  • Step 3: Vietcombank review documents and annouce the approval result.
  • Step 4: Prepare documents/finish procedures before loan disbursement
  • Step 5: Loan disbursement

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Retail Credit Service Tariff

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