To become a member of Vietcombank Priority, pleasemeet one of the 5 following conditions as below:
No. | Criterial | Condition |
1 | Deposit | - Having average saving balance of the recent 12 months at least VND 2 billion (or equivalent); or
- Having saving balance at least 2 billion (or quivalent) & commitment to maintain saving balance at least VND 2 billion (or equivalent) in the next 6 months
|
2 | Loan | - Having average outstanding loan of the recent 12 months at least VND 3 billion (or equivalent) & belonging to Group-1 classified debt according to Vietcombank's regulations; or
- Having outstanding loan at least VND 3 billion (or equivalent) & commitment to maintain saving balance at least VND 3 billion (or equivalent) in the next 6 months & belonging to Group-1 classified debt according to Vietcombank's regulations
|
3 | Credit card | - Being Vietcombank Platinum cardholder or higher level & having total accumulated credit card spending volume of the recent 12 months at least VND 150 million (excluding spending volume authorized by company)
|
4 | Income | - Having average monthly income amount at least VND 50 million (or equivalent)
Average income is calculated based on Vietcombank salary payment programs |
5 | Insurance premium | - Customer has at least 01 FWD insurance contract distributed by VCB (valid and have the issuance date within 3 years from the date of identification) and has a total premium paid (including all FWD insurance contracts distributed by VCB) of the recent 12 months at least VND 100 million
|
6 | Equivalent condition | Simultaneously meet the 2 following conditons: Condition 1: Meet 1 of the following 4 criteria: - Average saving balance of the recent 12 months or at the time at least VND 1.5 billion
- Average outstanding loan of the recent 12 months or at the identification time at least VND 2 billion
- Being Vietcombank Platinum credit cardholder or above and have total credit card spending volume of the recent 12 months (including volume of all credit cards, excluding spending volume authorized by company) at least VND 120 million
- Total premium paid (including all FWD insurance contracts distributed by Vietcombank) for customers who have at least 01 FWD insurance contract distributed by VCB (valid and have the issuance date within 3 years from the date of identification) of the recent 12 months at least VND 70 million.
Condition 2: Reach 10 points as the following “Equivalence Point Regulation”: Criteria | Amount (VND) | Equivalence Point | Saving balance | 200,000,000 | 1 point | Outstanding loan balance | 300,000,000 | 1 point | Credit card spending volume | 15,000,000 | 1 point | Insurance fee | 10,000,000 | 1 point |
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Classification of Vietcombank Priority Customer
Group | Condition |
Diamond Elite | Having account balance or outstanding loan balance at least VND 50 billion |
Equivalence Point at least 250 |
Diamond | Having account balance or outstanding loan balance at least VND 20 billion |
Equivalence Point at least 100 |
Gold | Having account balance or outstanding loan balance at least VND 5 billion |
Equivalence Point at least 25 |
Titan | Customer does not belong to the above groups. |
Note:
- The conditions may be adjusted according to regulations of VCB in each period
- Please contact Vietcombank transaction offices for detailed advice