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FWD Smart kid

11/04/2020 04:42 PM
Key selling points

Education insurance product FWD Smart kid protects your kid’s educational future against critical risks that may happen to parents, ensuring your child’s bright future while enabling you to celebrate every moment of life with family.

Key selling points of FWD Smart kid:

  • Early cash every 2 years from year 2;
  • Guaranteed Education fund of 150% Sum Assured;
  • Competitive bonuses during whole policy term;
  • Outstanding student award benefit to reward your child’s excellent achievement;
  • Continuous protection for your child with future guaranteed insurability option.
Additional information
  • Entry age: From 18 to 55 years old.
  • Policy term:

- Installment option: from 12 to 22 years;

- Lump sum option: from 8 to 18 years.

  • Premium term: from 8 to 18 years.
Insurance benefits



(1) Early cash benefit

2% of Sum Assured will be paid every 2 years as a "small gift with great meaning" that parents can give their child during policy term. It is also an opportunity for you and your child to experience priceless moments through travelling or exploring hidden talents with extra-curriculum activities.

(2) Guaranteed educational benefits

Guaranteed benefit of 150% of the Sum Assured will be a solid financial resource helping your child to feel confident in the journey of pursuing his or her dreams and career.

(3) Accumulated bonuses during whole policy term

In addition to the aforementioned benefits, the policy will earn Reversionary bonus annually since inception and Terminal bonus payable at the end of premium term. This significant bonus would help the education fund to grow and catch up with the increase of education costs over time.

With FWD Smart kid, you have the flexibility to choose to receive Guaranteed education benefit and Accumulated bonus in a lumpsum or in installments to better match your child's educational plan.



(4) Protect the breadwinner and the whole family

FWD understands that life has its ups and downs, thus FWD Smart kid brings you comprehensive parent protection so that you can enjoy complete peace of mind as your child will always be on the path to purse dreams and careers in the future.



- Outstanding student award benefit to reward your child excellent academic achievement

20% Sum Assured (maximum of 100 million VND) will be a meaningful gift from parents if their child achieves high academic performance (1 in 3 highest prizes) in the National excellent student exam organized The Vietnamese Ministry of Education and Training

- Guaranteed Insurability Option

Nothing brings much joy as seeing your child succeed and be happy. After conquering educational goals, your child will continue on a bigger, more exciting new journey on his or her own feet. Understanding that you would want your child to continue to be protected, with FWD Smart kid, your child can join a new policy right after the end of this policy without health underwriting.

Add-on riders

Adding the right supplementary riders would go a long way to maximize the protection for you and your loved ones. Check out our suggested product package below, combining main product with riders to bring the most complete protection for your whole family:


(Main Life Assured)



FWD Smart kid


FWD CARE Health insurance




FWD CARE Critical illness insurance




FWD CARE Enhanced waiver of premium


FWD CARE Death and disability insurance


Reference information

Product brochure

Click here

Product Terms and Conditions

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Rider brochure

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