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14/12/2016 11:49 AM
  • Well providing for the short-term and long-term financial needs in the future.
  • Comprehensive protection from all risks in life.
  • Short term premium - Long term protection.
  • Increasing protection coverage with riders.

Effective saving:
+ Periodic cash coupon: 5% Sum insured at 5th, 10th and 15th policy year before the start of terminal periodic cash coupon payout.
+ Terminal periodic cash coupon: 25% Sum insured with 4 payouts in last 3 years and total benefit is 100% sum insured.
+ Maturity benefit: 100% accumulated RB (if any) and terminal bonus (if any) on maturity date.

Comprehensive protection:
In case Life insured dies or suffers from Total and Permanent Disablement, Vietcombank - Cardif will pay 100% Sum insured plus accumulated RB (if any) and terminal bonus (if any)  at the time insurance event occurs.

Increasing protection coverage with riders:
With reasonable premium, customers can increase protection benifits for themself and their family with riders: 
+ Accelerated Critical Illness 
+ Critical Illness waiver
+ Juvenile Critical Illness
+ Accidental Hospitalization & Surgery
+ Accidental Death and Disablement with the lump-sum benefit
+ Waiver of Premium

Please kindly refer Terms and Conditions of this product to have more details.

Entry Condition
​Product condition:

 - Customer is from 18 - 60 years old.
 - Policy term: 8 - 21 years.
 - Premium term: is shorter than policy term with 3 years.
 - Minimum Sum insured: 50 million dong.

Entry Procedure:
- ID card/ valid passport;
- Insurance Application (Vietcombank-Cardif form).