Opening online account

18/06/2021 04:19 PM

Opening an account without going to the bank

Opening online account via the eKYC service assists customers open Vietcombank accounts anywhere and anytime online, avoid waiting time at transaction counters.

To open an online account, customers only need Download “Vietcombank” from the Google Play or Apple app store, enter and verify the phone number, take a ID photo and selfie, select the service and complete the registration

Registration guidelines click here.

Video registration guidelines click here

  • 01 registration for all services: Account, VCB Digibank, Card, Account Package
  • Register within 01 minute, 100% online, no need to come to transaction office.
  • 0 fee transactions.
  • Withdraw money at ATM without card
  • Select account number similar to your phone number.




Only Vietnamese nationality

Legally residing in Vietnam

From 18 years old and have no CIF at  Vietcombank

Default registered service

  • VND Current Account
  • VCB Digibank
  • OTT Alert at VCB Digibank
  • Non-Physical Card
  • VCB Plus account package

Other services

  • Select account number similar to your phone number
  • SMS Banking
  • Debit card
  • International Debit Card (Visa/Master)

Transaction limit

VND 100.000.000/month/customer

(Does not include credit transactions, term deposit transactions, savings)


Customers can go to transaction office to increase transaction limit on VCB Digibank

Type of fee


Online bank account opened


Accout management fee


Select account number similar to your phone number fee


VCB Digibank maintenance fee


OTT Alert maintenance fee


Transfer fee on VCB Digibank


VCB Plus account package fee

Note: Customers are free to maintain VCB Plus account package when maintaining the average balance on the current account from VND 4,000,000/month

25.000 VND/month


  • Customers are free to maintain the VCB Plus account package within 03 months from opening account. This policy may change according to Vietcombank's notice from time to time
  • In case the customer stops the VCB Plus account package, the fees according to current regulations of Vietcombank will be applied.
  • In case the customer converts to another Account Package, the provisions of that Account Package shall apply
  • Other fees are subject to Vietcombank's current fee schedule

Terms and Conditions for opening and using Current Account at Vietcombank for individuals

Refer here

Customer’s Commitment

Refer here