1. Card features and benefits
- The card is linked with cardholder's current account, which available for using anytime, anywhere.
- Earning interest on account balance.
- Flexible and convenient payment at all points of sales nationwide and easy payment with MOCA app.
- Cash withdrawal at all ATM nationwide.
- Payment for electricity, water, internet bills and insurance…
- Exclusive offers from Vietcombank and Visa periodically.
- Keep track of transactions and manage spending easily with additional services such as [email protected], VCB-Mobile banking, SMS Banking, VCB-Phone Banking
- Comprehensive and highly secure technology complied with international standards.
- Customer services 24/7 via Hotline 1900.54.54.13.
- Rewards program: Cardholders are entitled to the cashback of 0,3% spending volume for payment transactions using Vietcombank Visa Platinum. For more details, please refer here. For the T&C of cashback program applied from 21/01/2021, please refer here.
- Golf benefit: Discount on green fee at prestigious golf clubs in Vietnam and worldwide. For more information, please refer here.
- Insurance benefit: cardholder and family members are entitled to insurance benefit with covered amount up to 10.5 bil VND/person. For more information, please refer here.
Details of insurance policy as below:
* For cards issued/renewed from 01/04/2021 until the end of 31/03/2022:
- To be entitled to insurance coverage provided by PVI within 12 months since the date of issuance/renewal (01/04/2022 – 31/03/2023 correspondingly)
- Detail of PVI’ insurance policy here
* For cards issued/renewed from 01/04/2022 until the end of 31/03/2023:
- To be entitled to insurance coverage provided by MIC.
- Detail of the insurance policy here
* When PVI’s coverage term has expired, MIC will be the insurance provider.
- Card services fees benefits for principle cardholder:
- Free issuance fee;
- Free first year annual fee for 01 VCB credit card (except for Platinum card)
- Free reissuance/replacement fee;
- Free PIN reissuance;
- Free cash withdrawal at VCB's ATM;
- Free charge back fee;
- Free card lost notification fee;
- Free sales slip retrieval fee at VCB's POS;
- Free transaction summary of 1 year upon cardholder's request.
- Free account balance statement confirmation for principle cardholder.