Customer Service 24/7

1900 54 54 13

Online Banking VCB - iB@nking


31/05/2019 01:26 PM
Card features and benefits

1.      Card features and benefits

  • Buy first-pay later, up to 45 days interest-free period.
  • Flexible and convenient payment at all points of sales worldwide and online payment via Internet, mobile app, MOCA app.
  • 0% interest instalment at Vietcombank's partner merchants.
  • Exclusive offers from Vietcombank and Visa periodically.
  • Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile banking, SMS Banking, VCB-Phone Banking
  • Comprehensive and highly secure EMV contactless technology complied with international standards.
  • Safety online payment with 3D Secure.
  • Customer services 24/7 via Hotline 1900.54.54.13.

2.      Privileges

  • Attractive cashback at the rate of 0,5% of total spending volume. Please refer to T&C here.
  • Exclusive birthday privilege for cardholder: receive 01 mil VND credit to card statement for cardholder. For more information, please refer here.
  • Preferential membership fees at prestigious gold club in Vietnam and worldwide. For more information, please refer here.
  • Overseas medical insurance cover for cardholder and family member with covered amount up to 105 mil VNĐ/person. For more information, please refer here.
  • Card issuance benefits: Free first-year annual fee for 01 supplementary card; Free issuance fee of 01 VCB debit card; Free first-year annual fee when issuing 01 VCB international credit card (except platinum credit cards or equivalent).
  • Card services benefit: Free VCB-iB@nking services fees, free VCB-SMS B@nking; free money transfer within VCB system at VCB's counters; free saving account balance statement inquiry.
Card usage limit and information

Card usage limit

Credit limit


Maximum spending limit per day (VNĐ)Cash withdrawal limitMaximum cash withdrawal amount per day (VNĐ)Maximum overseas cash withdrawal amount per day (VNĐ)
From 100 mil VND and above100% credit limit50% credit limit100% cash withdrawal limit30 mil

Cash withdrawal limit subject to change per customer's request

Card usage information

  • Card validity: maximum 05 years
  • Number of supplementary cards: maximum 03 cards 
  • Statement date: 20th of every month
  • Due date: 05th of every month. (if the due date fall on a weekend or holiday, payment will be accepted without penalty until the next business day)
Issuance procedure and requirements

1.      Issuance conditions

  • Individual of 15 years old and above, those who do not loss or have restriction of civil act capacity as prescribed by law.
  • In case cardholder is foreigner, customer must be allowed to reside in Vietnam for duration of 12 months and above.

2.      Issuance documents

  • Application form for credit card for individual customer
  • Copy of ID card/passport (please present the original for authenticity check);  
  • Proofs of financial status (bank statement, labor contract or tax reports for customer as a business owner…);
  • Certification of collateral documents (apply for card issuance with collaterals).
  • Copy of valid visa/temporary residential certificate/residential permit/residential card/labour contract and other documents to proof that foreign customer is allowed to reside in Vietnam for 12 months and above (please present the original for authenticity check)
  • Other documents per Vietcombank's request (for consumer whose cards are authorized by company).
The Vietcombank Visa Platinum
Application Form
  1. Tôi cần làm gì để bảo vệ mật khẩu truy cập của mình?
  2. Tôi cần lưu ý gì để sử dụng dịch vụ an toàn?
  3. Tôi phải làm gì nếu tôi quên mật khẩu dịch vụ?
  4. Tên truy cập và mật khẩu dịch vụ của tôi là gì?
  5. Khi thay đổi số điện thoại sử dụng, tôi phải làm thế nào?
  6. Tôi cần có thiết bị gì để sử dụng dịch vụ này?
  7. Ai có thể đăng ký sử dụng dịch vụ này?
  8. Tôi có phải trả phí khi sử dụng dịch vụ này không?
  9. Tại sao tôi nên chọn sử dụng dịch vụ này?
  10. Tôi có thể đăng ký dịch vụ Mobile Bankplus ở đâu?
  11. Tôi có thể làm giao dịch gì khi sử dụng dịch vụ này?
  12. Dịch vụ Mobile Bankplus là gì?