I. Card features and benefits
- Buy first-pay later, up to 50 days interest-free period.
- Flexible payment at all points of sales having American Express logo worldwide, including contactless merchants. (For contactless payment user guide, please refer here).
- Convenient payment via Internet, mobile app, MOCA app. (For MOCA payment user guide, please refer here).
- 0% interest instalment at Vietcombank's partner merchants.
- Cashwithdrawal at any ATM having American Expres logo in Vietnam and worldwide.
- Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
- Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Safety online transactions with 3D Secure feature.
- Customer services 24/7 via Hotline 1900.54.54.13 or Hotline for high-end customers +84.1800.1565.
- Exclusive offers from Vietcombank and American Express periodically.
II. Exclusive Privileges
- Cashback feature: Unlimited cashback 1.5% for all eligible payment. For more details, please refer here.
- Golf benefit: Free 100% green fee at the golf courses in the program, cardholders can make the reservation via website (https://amexvietnam.greengolf.biz.)
- Insurance benefit: insurance cover up to VND 23.3 bil for cardholders and family members. For more information, please click here.
- Shopping and dining offers: Special offers for for Amex Cashplus Platinum cardholders, for more details, please visit websites: https://livetheworld.americanexpress.com/en-GB hoặc www.Amexdiningprogram.com.
- Card service benefit: free first year annual fee for 01 supplementary card; Waiver of issuance fee of 01 VCB debit card; Free first year annual fee of 01 credit card VCB (except for Platinum credit card); Free credit limit confirmation; Free credit limit change; Free re-issue cards and issue replacement cards.
- Retail banking service benefit:
+ Free maintenance fee for VCB-iB@nking, VCB-Mobile B@nking and VCB-SMS B@nking service;
+ Discount 50% fee for money transfer via VCB-iB@nking and VCB-Mobile b@nking;
+ Discount 50% fee for confirmation of deposit account balanceand money transfer within VCB system at the counter (fee code C001).