I. Card features and benefits
- Buy first-pay later, up to 50 days interest-free period.
- Flexible payment at all points of sales having American Express logo worldwide, including contactless merchants. (For contactless payment user guide, please refer here).
- Convenient payment via Internet, mobile app, MOCA app. (For MOCA payment user guide, please refer here).
- Flexible installment on VCB Digibank at a small fee (Visit here for detail).
- 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
- Cashwithdrawal at any ATM having American Expres logo in Vietnam and worldwide.
- Keep track of transactions and manage spending easily with additional services such as VCB Digibank on Mobile application and on web browser, VCB-SMS B@nking, VCB-Phone B@nking.
- Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Safety online transactions with 3D Secure feature.
- Customer services 24/7 via Hotline 1900.54.54.13 or Hotline for high-end customers +84.1800.1565.
- Exclusive offers from Vietcombank and American Express periodically.
II. Exclusive Privileges
- Cashback feature:
- Before 02/07/2023: Cardholders can enjoy unlimited cashback 1.5% for all eligible spending.
- From 02/07/2023: Cardholders can enjoy an unlimited cashback of 1.5% for eligible spending made abroad in foreign currencies and a cashback of 0.5% for other eligible spending.
- Terms and Conditions applied (More details here).
Cardholder and Family members of Cardholder will be insured up to 23,300,000,000 VND if the ticket for travel have been paid by using Card.
Insurance benefits are below:
- Travel Inconvenience (Flight Cancellation/Flight Delay/Baggage Delay/Baggage Loss)
- Travel Trip Personal Accident Loss
Details of insurance policy as below:
* For cards issued/renewed from 01/04/2022 until the end of 31/03/2023:
- To be entitled to insurance coverage provided by MIC within 12 months since the date of issuance/renewal (01/04/2022 – 31/03/2023 correspondingly)
- Detail of MIC’ insurance policy here
- When MIC’s coverage term expires, MIC will be the insurance provider.
* For cards issued/renewed from 01/04/2023 until the end of 31/03/2024:
- To be entitled to insurance coverage provided by PVI.
- Detail of the insurance policy here
- Shopping and dining offers: Special offers for for Amex Cashplus Platinum cardholders, for more details, please visit websites: https://livetheworld.americanexpress.com/en-GB hoặc www.Amexdiningprogram.com.
- Card service benefit: free first year annual fee for 01 supplementary card; Waiver of issuance fee of 01 VCB debit card; Free first year annual fee of 01 credit card VCB (except for Platinum credit card); Free credit limit confirmation; Free credit limit change; Free re-issue cards and issue replacement cards.
- Personal banking services benefit:
- Free maintenance fee for VCB Digibank;
- Free money transfer via VCB Digibank;
- 50% discount on deposit account balance confirmation fee and money transfer fee within VCB system at VCB’s counters (fee code C001).