I. Card features and benefits
- Buy first-pay later, up to 50 days interest-free period.
- Flexible payment at all points of sales having American Express logo worldwide, including contactless merchants. (For contactless payment user guide, please refer here).
- Convenient payment via Internet, mobile app, MOCA app. (For MOCA payment user guide, please refer here).
- Flexible installment on VCB Digibank at a small fee (Visit here for detail).
- 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
- Cashwithdrawal at any ATM having American Expres logo in Vietnam and worldwide.
- Keep track of transactions and manage spending easily with additional services such as VCB Digibank on Mobile application and on web browser, VCB-SMS B@nking, VCB-Phone B@nking.
- Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Safety online transactions with 3D Secure feature.
- Customer services 24/7 via Hotline 1900.54.54.13 or Hotline for high-end customers +84.1800.1565.
- Exclusive offers from Vietcombank and American Express periodically.
II. Exclusive Privileges
- Cashback feature: Unlimited cashback 1.5% for all eligible payment. For more details, please refer here.
- Insurance benefit:
- For newly issued/ renewed cards/ renewals before 01/04/2020, cardholders will be entitled to insurance coverage up to 23 bil VND provided by PVI. For more details, please refer here.
- For newly issued/ renewed cards/ renewals from 01/04/2020, PVI will be the provider with insurance coverage up to 23 bil VND, however, this will not cover for events related to Covid-19 (Coronavirus). For more details, please refer here.
- Shopping and dining offers: Special offers for for Amex Cashplus Platinum cardholders, for more details, please visit websites: https://livetheworld.americanexpress.com/en-GB hoặc www.Amexdiningprogram.com.
- Card service benefit: free first year annual fee for 01 supplementary card; Waiver of issuance fee of 01 VCB debit card; Free first year annual fee of 01 credit card VCB (except for Platinum credit card); Free credit limit confirmation; Free credit limit change; Free re-issue cards and issue replacement cards.
- Retail banking service benefit:
- Free maintenance fee for VCB Digibank on Mobile application and on web browser, VCB-SMS B@nking service;
- Discount 50% fee for money transfer via VCB Digibank on Mobile application and on web browser;
- Discount 50% fee for confirmation of deposit account balanceand money transfer within VCB system at the counter (fee code C001).