1. Card features and benefits
- Buy first-pay later, up to 45 days interest-free period.
- Flexible payment at all points of sales having JCB logo worldwide including contactless merchants. (For contactless payment user guide, please refer here).
- Convenient payment via Internet, mobile app, MOCA app (For MOCA payment user guide, please refer here).
- Flexible installment on VCB Digibank at a small fee (Visit here for detail).
- 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
- Cashwithdrawal at any ATM having JCB logo in Vietnam and worldwide.
- Exclusive offers from Vietcombank, JCB and Takashimaya periodically.
- Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
- Comprehensive and high-secured EMV chip technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Safety online transactions with 3D Secure feature.
- Customer services 24/7 via Hotline 1900.54.54.13.
- Rewards program: Cardholder will earn rewards points to exchange for gift voucher at Saigon Center, specifically:
Rewards points earned rate
Card payment at Takashimaya shopping mall
340 points for every 20,000 VND spent
Card payment at shops/supermarket at Saigon Centre shopping mall (except Takashimaya)
170 points for every 20,000 VND spent
Card payment at other merchants
20 points for every 20,000 VND spent
For more details, please refer here.
- Card issuance benefits:
- Free issuance fee;
- Free renewal fee;
- Free reissuance fee.