Card features and benefits
1. Card features and benefits
- Buy first-pay later, up to 45 days interest-free period.
- Flexible and convenient payment at all points of sales worldwide and online payment via Internet, mobile app, MOCA app.
- 0% interest instalment at Vietcombank's partner merchants.
- Cash withdrawal at any ATM with JCB logo domestically and worldwide.
- Exclusive offers from Vietcombank, JCB and Takashimaya periodically.
- Keeping track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile banking, SMS Banking, VCB-Phone Banking
- Comprehensive and highly secure EMV technology complied with international standards.
- Customer services 24/7 via Hotline 1900.54.54.13.
- Cardholder will earn rewards points to exchange for gift voucher at Saigon Center, specifically:
|Location||Rewards points earned rate|
|Card payment at Takashimaya shopping mall||340 points for every 20,000 VNĐ spent|
|Card payment at shops/supermarket at Saigon Centre shopping mall (except Takashimaya)||170 points for every 20,000 VNĐ spent|
| Card payment at other merchants||20 points for every 20,000 VNĐ spent|
- Free issuance fee;
- Free renewal fee;
- Free reissuance fee.
Card usage limit and information
Issuance procedure and requirements
1. Issuance conditions
- Individual of 15 years old and above, those who do not loss or have restriction of civil act capacity as prescribed by law.
- In case cardholder is foreigner, customer must be allowed to reside in Vietnam for duration of 12 months and above.
2. Issuance documents
- Copy of ID card/passport (please present the original for authenticity check);
- Takashimaya member card (please present upon the credit card application)
- Proofs of financial status (bank statement, labor contract or tax reports for customer as a business owner…);
- Certification of collateral documents (apply for card issuance with collaterals).
- Copy of valid visa/temporary residential certificate/residential permit/residential card/labour contract and other documents to proof that foreign customer is allowed to reside in Vietnam for 12 months and above (please present the original for authenticity check)
- Other documents per Vietcombank's request (for consumer whose cards are authorized by company).