Customer Service 24/7

1900 54 54 13

Online Banking VCB - iB@nking


31/05/2019 01:34 PM
Card features and benefits

1.      Card features and benefits

  • Buy first-pay later, up to 45 days interest-free period.
  • Flexible and convenient payment at all points of sales worldwide and online payment via Internet, mobile app, MOCA app.
  • 0% interest instalment at Vietcombank's partner merchants.
  • Cash withdrawal at any ATM with JCB logo domestically and worldwide.
  • Exclusive offers from Vietcombank, JCB and Takashimaya periodically.
  • Keeping track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile banking, SMS Banking, VCB-Phone Banking
  • Comprehensive and highly secure EMV technology complied with international standards.
  • Customer services 24/7 via Hotline 1900.54.54.13.

2.      Privileges

  • Cardholder will earn rewards points to exchange for gift voucher at Saigon Center, specifically:
LocationRewards points earned rate
Card payment at Takashimaya shopping mall340 points for every 20,000 VNĐ spent
Card payment at shops/supermarket at Saigon Centre shopping mall (except Takashimaya)170 points for every 20,000 VNĐ spent
 Card payment at other merchants20 points for every 20,000 VNĐ spent
  • Card issuance benefits:
  • Free issuance fee;
  • Free renewal fee;
  • Free reissuance fee.
Card usage limit and information

    Card usage limit

    Credit limit


    Maximum spending limit per day (VNĐ)Cash withdrawal limitMaximum cash withdrawal amount per day (VNĐ)Maximum overseas cash withdrawal amount per day (VNĐ)
    From 20 mil to 50 mil VND100% credit limit50% credit limit100% cash withdrawal limit 30 mil

    Cash withdrawal limit subject to change per customer's request

    Card usage information

    • Card validity: maximum 05 years
    • Number of supplementary cards: none
    • Statement date: 15th of every month
    • Due date: 30th of every month. (If the due date fall on a weekend or holiday, payment will be accepted without penalty until the next business day)
Issuance procedure and requirements

1.      Issuance conditions

  • Individual of 15 years old and above, those who do not loss or have restriction of civil act capacity as prescribed by law.
  • In case cardholder is foreigner, customer must be allowed to reside in Vietnam for duration of 12 months and above.

2.      Issuance documents

  • Application form
  • Copy of ID card/passport (please present the original for authenticity check);  
  • Takashimaya member card (please present upon the credit card application)
  • Proofs of financial status (bank statement, labor contract or tax reports for customer as a business owner…);
  • Certification of collateral documents (apply for card issuance with collaterals).
  • Copy of valid visa/temporary residential certificate/residential permit/residential card/labour contract and other documents to proof that foreign customer is allowed to reside in Vietnam for 12 months and above (please present the original for authenticity check)
  • Other documents per Vietcombank's request (for consumer whose cards are authorized by company).
Application Form