Saigon Center - Takashimaya - Vietcombank JCB cobranded international credit card

1. Card features and benefits

Buy first-pay later, up to 45 days interest-free period.
Flexible payment at all points of sales having JCB logo worldwide including contactless merchants. (For contactless payment user guide, please refer here).
Convenient payment via Internet, mobile app, MOCA app (For MOCA payment user guide, please refer here).
Flexible installment on VCB Digibank at a small fee (Visit here for detail).
0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
Cashwithdrawal at any ATM having JCB logo in Vietnam and worldwide.
Exclusive offers from Vietcombank, JCB and Takashimaya periodically.
Keep track of transactions and manage spending easily with additional services such as [email protected], VCB-Mobile [email protected], VCB-SMS [email protected], VCB-Phone [email protected]
Comprehensive and high-secured EMV chip technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
Safety online transactions with 3D Secure feature.
Customer services 24/7 via Hotline 1900.54.54.13.

2. Privileges

- Rewards program: Cardholder will earn rewards points to exchange for gift voucher at Saigon Center, specifically:

Location	Rewards points earned rate
Card payment at Takashimaya shopping mall	340 points for every 20,000 VND spent
Card payment at shops/supermarket at Saigon Centre shopping mall (except Takashimaya)	170 points for every 20,000 VND spent
Card payment at other merchants	20 points for every 20,000 VND spent

For more details, please refer here.

- Card issuance benefits:

Card usage information

Card validity: 05 years
Number of supplementary cards: none
Statement date: 15^th of every month
Proposed payment date: 30^th of every month. For February, proposed payment date is 15 days from statement date). If the proposed payment date falls on a weekend or holiday, payment will be accepted without penalty until the next business day.

Card usage limit

Hạn mức tín dụng	20 – 50 triệu VNĐ
Hạn mức chi tiêu mặc định tối đa/1 ngày	100% hạn mức tín dụng được cấp
Hạn mức rút tiền mặt	50% hạn mức tín dụng được cấp
Hạn mức rút tiền mặt tối đa /1 ngày	Hết hạn mức rút tiền mặt
Hạn mức rút tiền mặt bằng ngoại tệ tại nước ngoài tối đa/1 ngày	30 triệu VNĐ
Hạn mức rút tiền mặt tối đa/lần tại ATM của VCB	10 triệu VNĐ/giao dịch

Issuance documents:

- For Vietnamese customers:

Application form for international credit card for individual customer (original document).
Copy of valid ID card/passport (original documents must be presented for verification).
Proofs of financial status.
Other documents per Vietcombank’s request from time to time.

- For foreign customers: besides documents similar to Vietnamese customers, following documents need to be submitted:

Copy of valid documents showing that customer allowed to reside in Vietnam for at least 12 months (original documents must be presented for verification).
Copy of work permit or labour contract (in case the card was issued without collateral or party guaranteed) (original documents must be presented for verification).
Original verification document from employer (in case the card was issued without collateral or partly guaranteed).

Saigon Center - Takashimaya - Vietcombank JCB cobranded international credit card

BIEU PHI THE TDQT CHUNG

CARD FEE SCHEDULE AND INTEREST RATE (Valid from 01.01.2023)