- The card is linked with customer’s current accounts opened with Vietcombank, allowing customers to use account balance to make transactions and payments anytime, anywhere in Vietnam and worldwide.
- At Vietcombank’s ATMs: customers can conduct following transactions: cash withdrawal, account balance inquiry, statement inquiry, internal transfer to other Vietcombank’s accounts, interbank transfer to other banks’ debit cards, payments for electricity bills, tuition fee, telecommunication fee, insurance premium, flight tickets…
- At other banks’ ATMs in Vietnam having American Express logo: customers can conduct following transactions: cash withdrawal, account balance inquiry, statement inquiry, bank transfer to other Vietcombank’s accounts.
- At POS: flexible payment for goods and services at thousands of merchants of Vietcombank and merchants accepted American Express worldwide, including merchants accepted contactless payment (Please refer here for user guide).
- At overseas ATM having American Express logo: cash withdrawal.
- On the Internet and mobile applications: Hassle-free online shopping at many websites, payment via mobile applications including MOCA, e-wallet such as GrabPay by Moca (please refer here).
- On VCB-iB@nking, VCB-Mobile B@nking: bank transfer 24/7 to other banks’ debit cards, Vietcombank’s cards information inquiry.
- Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Demand interest earning on account balance.
- Spending management using added services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
- Exclusive dining, shopping, travel offers from Vietcombank and American Express periodically.
- Customer services 24/7 via VCB Customer Contact Center Hotline 1900.54.54.13.
2. Offers and benefits
Cashback feature: Cardholders are entitled to the cashback of 0,3% spending volume for payment transactions using Vietcombank Cashback Plus American Express. For more details, please refer here.