Customer Service 24/7

1900 54 54 13

Digital Banking

Vietcombank Cashback Plus American Express® international debit card

18/09/2015 10:09 AM
Card features and benefits
1. Card features
  • The card is linked with customer’s current accounts opened with Vietcombank, allowing customers to use account balance to make transactions and payments anytime, anywhere in Vietnam and worldwide.
  • At Vietcombank’s ATMs: customers can conduct following transactions: cash withdrawal, account balance inquiry, statement inquiry, internal transfer to other Vietcombank’s accounts, interbank transfer to other banks’ debit cards, payments for electricity bills, tuition fee, telecommunication fee, insurance premium, flight tickets…
  • At other banks’ ATMs in Vietnam having American Express logo: customers can conduct following transactions: cash withdrawal, account balance inquiry, statement inquiry, bank transfer to other Vietcombank’s accounts.
  • At POS: flexible payment for goods and services at thousands of merchants of Vietcombank and merchants accepted American Express worldwide, including merchants accepted contactless payment (Please refer here for user guide).
  • At overseas ATM having American Express logo: cash withdrawal.
  • On the Internet and mobile applications: Hassle-free online shopping at many websites, payment via mobile applications including MOCA, e-wallet such as GrabPay by Moca (please refer here).
  • On VCB-iB@nking, VCB-Mobile B@nking: bank transfer 24/7 to other banks’ debit cards, Vietcombank’s cards information inquiry.
  • Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
  • Demand interest earning on account balance.
  • Spending management using added services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
  • Exclusive dining, shopping, travel offers from Vietcombank and American Express periodically.
  • Customer services 24/7 via VCB Customer Contact Center Hotline 1900.54.54.13.

 2. Offers and benefits

Cashback feature: Cardholders are entitled to the cashback of 0,3% spending volume for payment transactions using Vietcombank Cashback Plus American Express. For more details, please refer here.

Card usage limit and information

Card Usage Limit  

 Type of trans​action

Maximum usage limit per day

Maximum usage limit per transaction

Cash withdrawal

VND 100 millions

Within Vietcombank's system

Out of Vietcombank's system

VND 5 millions

VND 6 millions

Spending 

VND 200 millions

VND 200 millions

Fund transfer via VCB-iB@nking and ATM

VND 100 millions

Under VND 100 millions

Fast interbank fund transfer 24/7

VND 100 millions

VND 50 millions

​​


Card usage information

  • Card Validity: maximum 05 years
  • Number of supplementary cards: maximum 03 cards
  • Statement date: 01st monthly.

Card Usage Guide  

Issuance procedure and requirements

Who can apply for the card

  • Vietnamese or foreigners resident in Vietnam;
  • Primary cardholder must be 18 years old or older and Supplementary cardholder must be 15 years old or older;
  • Primary cardholder has Vietcombank current account.

Documentation needed

Cardholders should provide documents including:  

  • Application form with the Terms & Conditions, please refer here;
  • Copy of ID card/passport (original documents should be presented for verification);   
  • Opening Account Form (for new customer without account at Vietcombank);
  • Other documents required by Vietcombank (for consumer card authorized by company)​
Fees
Vietcombank Cashback Plus American Express® international debit card
BIEU PHI THE GHI NO QUOC TE CHUNG
Application Form
Vietcombank Cashback Plus American Express® international debit card
FAQs