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1900 54 54 13

Online Banking VCB - iB@nking

Vietcombank Visa credit card

18/09/2015 10:09 AM
Card features and benefits
  • Buy first-pay later, up to 45 days interest-free period.
  • Flexible and convenient payment at all points of sales worldwide and online payment via Internet, mobile app, MOCA app.
  • 0% interest instalment at Vietcombank's partner merchants.
  • Exclusive offers from Vietcombank and Visa periodically.
  • Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile banking, SMS Banking, VCB-Phone Banking
  • Comprehensive and highly secure EMV contactless technology complied with international standards.
  • Safety online payment with 3D Secure.
  • Customer services 24/7 via Hotline 1900.54.54.13.
Card usage limit and information
​​Card usage limit
Card class

Credit limit


Maximum spending limit per day (VNĐ)Cash withdrawal limitMaximum cash withdrawal amount per day (VNĐ)Maximum overseas cash withdrawal amount per day (VNĐ)
GoldFrom 50 mil to 300 mil VND 100% credit limit50% credit limit100% cash withdrawal limit 30 mil
GreenFrom 05 mil to 50 mil VND100% credit limit50% credit limit100% cash withdrawal limit 30 mil
Card usage information

  • Card validity: maximum 05 years
  • Number of supplementary cards: maximum 03 cards 
  • Statement date: 20th of every month
  • Due date: 05th of every month. (if the due date fall on a weekend or holiday, payment will be accepted without penalty until the next business day)

Issuance procedure and requirements

1.      Issuance conditions

  • Individual of 15 years old and above, those who do not loss or have restriction of civil act capacity as prescribed by law.
  • In case cardholder is foreigner, customer must be allowed to reside in Vietnam for duration of 12 months and above.

2.      Issuance documents

  • Application form for credit card for individual customer (please refer here).
  • Copy of ID card/passport (please present the original for authenticity check);  
  • Proofs of financial status (bank statement, labor contract or tax reports for customer as a business owner…);
  • Certification of collateral documents (apply for card issuance with collaterals).
  • Copy of valid visa/temporary residential certificate/residential permit/residential card/labour contract and other documents to proof that foreign customer is allowed to reside in Vietnam for 12 months and above (please present the original for authenticity check)
  • Other documents per Vietcombank's request (for consumer whose cards are authorized by company).
Vietcombank Visa credit card
Application Form
Vietcombank Visa credit card
  1. Can Vietcombank corporate credit card be provided with supplementary cards?
  2. I want to work with the bank to issue corporate credit cards for my employees. Does Vietcombank provide corporate credit card?
  3. Do supplementary cardholders need to show proof of income documents?
  4. How long is the validity of Vietcombank credit card?
  5. If my Vietcombank card is lost/stolen, what do I need to do?
  6. How can I register for auto debit payment?
  7. If I pay later than the payment due date, which fees/ interests do I need to pay?
  8. If at the payment due date, can I just pay the minimum required amount?
  9. 1. In case my saving account at Vietcombank is in foreign currency, can I use this account to pay for my credit card balance?
  10. When it comes to the payment due date, how can I make payment for my credit cards?
  11. Which fees will I be charged when withdrawing cash at ATMs with my credit card?
  12. How long is the interest free period set for credit card?
  13. How can I use the card securely and safely?
  14. Where can I find information about card related fees/ charges?
  15. 1. What is CHIP card? What are the differences between chip cards and magnetic stripe cards? Are Vietcombank cards chip cards or magnetic stripe ones?
  16. How does the bank determine credit limit for credit cardholder?
  17. How does the bank determine credit limit for credit cardholder?
  18. What is the PIN I receive together with my Vietcombank credit card used for?
  19. I do not have sufficient required proof of income documents but I still want to apply for Vietcombank credit card. What should I do?
  20. Which proof of income do I have to provide when apply for Vietcombank credit card?
  21. What are the difference between Vietcombank international credit cards in general and Vietcombank international co-brand credit card?
  22. What cobrand credit card products are Vietcombank issuing?
  23. What are the differences between credit card and debit card?
  24. Which credit card brands do Vietcombank is issuing now?