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Online Banking VCB - iB@nking

Vietcombank Vietnam Airlines American Express® international credit card

18/09/2015 10:09 AM
Card features and benefits
  1. Card features and benefits
  • Buy first-pay later, up to 50 days interest-free period.
  • Flexible and convenient payment at all points of sales worldwide and online payment via Internet with the American Express logo, mobile app, MOCA app.
  • 0% interest instalment at Vietcombank’s partner merchants.
  • Exclusive offers from Vietcombank and American Express periodically.
  • Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile banking, SMS Banking, VCB-Phone Banking
  • Comprehensive and highly secure EMV contactless technology complied with international standards.
  • Safety online payment with 3D Secure.
  • Customer services 24/7 via Hotline 1900.54.54.13.
  1. Privileges
  • Principle cardholder will earns 01 bonus miles for every 23.000 VNĐ spent (exclude cash withdrawal). Please refer to T&Chere
  • Overseas medical insurance cover with covered amount up to 105 mil VNĐ/person. For more information, please refer here.
  • Card issuance benefits: Free issuance fee of 01 VCB debit card; Free first-year annual fee when issuing 01 international credit card of Vietcombank brand (except platinum international credit cards or equivalent – effective until end of 2019).
Card usage limit and information

Card usage limit

Card type

Credit limit

( VNĐ)

Default Payment limit/day (VND)

Cash advance limit

Maximum cash advance limit/day (VND)

Gold Class​

VND 50 millions to VND 300 millions

Full credit limit

75% of credit limit

(*) Full cash advance limit

Green Class

VND 5 millions to VND 50 millions

Full credit limit

75% of credit limit

(*) Full cash advance limit

(*) Cash advance limit can change upon cardholder's request.

Card usage information

  • Card validity: maximum 05 years
  • Number of supplementary cards: none
  • Statement date: 01st of every month
  • Due date: 21st of every month. (if the due date fall on a weekend or holiday, payment will be accepted without penalty until the next business day)
Issuance procedure and requirements

Who can apply for the card

  • Vietnamese or foreigners resident in Vietnam (resident and work remaining duration in Vietnam is at least equal to the card validity plus 40 days);
  • Primary Cardholder must be 18 years old or older and Supplementary cardholder must be 15 years old or older; 

Documentation needed

Cardholders should complete required documents for card application including:

  • Application form with Terms & Conditions for the Vietcombank Vietnam Airlines American Express Card Issuance and Usage, please refer here
  • Copy of ID card/passport (original documents should be presented for verification);
  • Proofs of financial status (bank statement, labour contract or tax reports for customer as a business owner…);
  • Certification of collateral documents (apply for card issuance with collaterals);
  • Copy of Visa expressing validity to reside in Vietnam (please present the original for authenticity checked);
  • Other documents as request (for consumer card authorized by company). For more information of card issuance procedure please refer here
Vietcombank Vietnam Airlines American Express® international credit card
The Vietcombank VietNam Airlines American Express®
Application Form
Vietcombank Vietnam Airlines American Express® international credit card
The Vietcombank VietNam Airlines American Express®
  1. Can Vietcombank corporate credit card be provided with supplementary cards?
  2. I want to work with the bank to issue corporate credit cards for my employees. Does Vietcombank provide corporate credit card?
  3. Do supplementary cardholders need to show proof of income documents?
  4. How long is the validity of Vietcombank credit card?
  5. If my Vietcombank card is lost/stolen, what do I need to do?
  6. How can I register for auto debit payment?
  7. If I pay later than the payment due date, which fees/ interests do I need to pay?
  8. If at the payment due date, can I just pay the minimum required amount?
  9. 1. In case my saving account at Vietcombank is in foreign currency, can I use this account to pay for my credit card balance?
  10. When it comes to the payment due date, how can I make payment for my credit cards?
  11. Which fees will I be charged when withdrawing cash at ATMs with my credit card?
  12. How long is the interest free period set for credit card?
  13. How can I use the card securely and safely?
  14. Where can I find information about card related fees/ charges?
  15. 1. What is CHIP card? What are the differences between chip cards and magnetic stripe cards? Are Vietcombank cards chip cards or magnetic stripe ones?
  16. How does the bank determine credit limit for credit cardholder?
  17. How does the bank determine credit limit for credit cardholder?
  18. What is the PIN I receive together with my Vietcombank credit card used for?
  19. I do not have sufficient required proof of income documents but I still want to apply for Vietcombank credit card. What should I do?
  20. Which proof of income do I have to provide when apply for Vietcombank credit card?
  21. What are the difference between Vietcombank international credit cards in general and Vietcombank international co-brand credit card?
  22. What cobrand credit card products are Vietcombank issuing?
  23. What are the differences between credit card and debit card?
  24. Which credit card brands do Vietcombank is issuing now?