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1900 54 54 13

Online Banking VCB - iB@nking

Vietcombank Unionpay international credit card

18/09/2015 10:09 AM
Card features and benefits

Card features

  • Initiative financial planning with “buy first-pay later” feature, up to 45 days interest-free period;
  • Convenient payment at all points of sales worldwide and online payment via Internet where showing the UnionPay logo;
  • Flexible options for statement repayment at any Vietcombank’s branches, auto debit of registered account, through VCB-iB@nking Service;
  • Keep track of transactions and manage spending easily with monthly statement; VCB –iB@nking Service, VCB-SMS B@nking Service;
  • Additional features such as change daily usage limit, temporarily lock/unlock card, enable/disable online payment function via VCB- iB@anking;
  • Card Security: comprehensive and high-secured technology with international standard;
  • Customer services 24/7 via VCB - Phone B@nking Service 1900.54.54.13

​Offers and benefits

  • Discount on dining, shopping, travel, etc. from the "Vietcombank Joy of Life" Program.
  • Other exclusive offers from Vietcombank and UnionPay International Card Scheme periodically. ​
Card usage limit and information

Card Usage Limit  

Type of transaction

Maximum usage limit per day

Maximum usage limit per transaction​​

Cash withdrawal​

VND 100 millions

Within Vietcombank's system

Out of Vietcombank's system

VND 5 millions

VND 6 millions


VND 200 millions

VND 200 millions

Fund transfer via ATM

VND 100 millions

Under VND 100 millions

 Fast interbank fund transfer 24/7

VND 100 millions

VND 50 millions

Card usage information

  • Card Validity: maximum 05 years
  • Number of supplementary cards: maximum 02 cards
  • Statement date: 5th monthly.

Card Usage Guide  

Issuance procedure and requirements

Who can apply for the card

  • Vietnamese or foreigners resident in Vietnam;
  • Primary cardholder must be 18 years old or older and Supplementary cardholder must be 15 years old or older;
  • Primary cardholder has Vietcombank current account.

Documentation needed

Cardholders should provide documents including:  

  • ​​Application form with Terms & Conditions for the Vietcombank ​Unionpay International Credit Card Issuance and Usage, please refer here;​
  • Copy of ID card/passport (original documents should be presented for verification);
  • Opening Account Form (for new customer without account at Vietcombank);    
  • Other documents required by Vietcombank (for consumer card authorized by company).
  • For more information of card issuance procedure please refer here​
Vietcombank Unionpay international credit card
Application Form
Vietcombank Unionpay international credit card
  1. Can Vietcombank corporate credit card be provided with supplementary cards?
  2. I want to work with the bank to issue corporate credit cards for my employees. Does Vietcombank provide corporate credit card?
  3. Do supplementary cardholders need to show proof of income documents?
  4. How long is the validity of Vietcombank credit card?
  5. If my Vietcombank card is lost/stolen, what do I need to do?
  6. How can I register for auto debit payment?
  7. If I pay later than the payment due date, which fees/ interests do I need to pay?
  8. If at the payment due date, can I just pay the minimum required amount?
  9. 1. In case my saving account at Vietcombank is in foreign currency, can I use this account to pay for my credit card balance?
  10. When it comes to the payment due date, how can I make payment for my credit cards?
  11. Which fees will I be charged when withdrawing cash at ATMs with my credit card?
  12. How long is the interest free period set for credit card?
  13. How can I use the card securely and safely?
  14. Where can I find information about card related fees/ charges?
  15. 1. What is CHIP card? What are the differences between chip cards and magnetic stripe cards? Are Vietcombank cards chip cards or magnetic stripe ones?
  16. How does the bank determine credit limit for credit cardholder?
  17. How does the bank determine credit limit for credit cardholder?
  18. What is the PIN I receive together with my Vietcombank credit card used for?
  19. I do not have sufficient required proof of income documents but I still want to apply for Vietcombank credit card. What should I do?
  20. Which proof of income do I have to provide when apply for Vietcombank credit card?
  21. What are the difference between Vietcombank international credit cards in general and Vietcombank international co-brand credit card?
  22. What cobrand credit card products are Vietcombank issuing?
  23. What are the differences between credit card and debit card?
  24. Which credit card brands do Vietcombank is issuing now?