Vietcombank Unionpay international credit card

18/09/2015 10:09 AM
  • Buy first-pay later, up to 45 days interest-free period.
  • Flexible payment at millions of merchants having UnionPay logo worldwide.
  • Flexible installment on VCB Digibank at a small fee (Visit here for detail).
  • 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
  • Cashwithdrawal at any ATM having UnionPay logo in Vietnam and worldwide.
  • Exclusive offers from Vietcombank and UnionPay periodically.
  • Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
  • Customer services 24/7 via Hotline 1900.54.54.13. ​

Card usage information

  • Card validity: 05 years
  • Number of supplementary cards: maximum 02 cards
  • Statement date: 05th of every month.
  • Proposed payment date: 20th of every month. (If the proposed payment date falls on a weekend or holiday, payment will be accepted without penalty until the next business day).

Card Usage Limit  


Gold class

Classic class

Credit limit

50 to 300 mil VND

05 mil to less than 50 mil VND

Maximum spending limit per day

100% credit limit

100% credit limit

Cash withdrawal limit

50% credit limit

50% credit limit

Maximum cash withdrawal amount per day

100% cash withdrawal limit

100% cash withdrawal limit

Maximum overseas cash withdrawal amount per day

30 mil VND

30 mil VND

Maximum limit per cash withdrawal transaction at VCB’s ATM

10 mil VND/transaction

10 mil VND/transaction

  • Cash withdrawal limit could be changed upon customer’s request.
  • Overseas cash withdrawal limit must followed SBV’s regulation.

  

Issuance documents:

- For Vietnamese customers:

  • Application form for international credit card for individual customer (original document).
  • Copy of valid ID card/passport (original documents must be presented for verification).  
  • Proofs of financial status.
  • Other documents per Vietcombank’s request from time to time.

​​​​​​​- For foreign customers: besides documents similar to Vietnamese customers, following documents need to be submitted:

  • Copy of valid documents showing that customer allowed to reside in Vietnam for at least 12 months (original documents must be presented for verification).
  • Copy of work permit or labour contract (in case the card was issued without collateral or party guaranteed) (original documents must be presented for verification).
  • Original verification document from employer (in case the card was issued without collateral or partly guaranteed).
Vietcombank Unionpay international credit card
Vietcombank Unionpay international credit card