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Online Banking VCB - iB@nking

Vietcombank – Vietravel co-branded card

19/04/2016 05:49 PM
Card features and benefits
Card fe​atures
  • Initiative finan​cial planning with "buy first-pay later" feature, up to 45 days interest-free period;
  • Convenient payment at all points of sales worldwide and online payment via Internet where showing the Visa logo;
  • Flexible options for statement repayment at any Vietcombank’s branches , auto debit of registered account, through  VCB-iB@nking Service;
  • Keep track of transactions and manage spending easily with monthly statement; VCB –iB@nking Service, VCB-SMS B@nking Service;
  • Additional features such as change the daily usage limit, temporarily lock/unlock card, enable/disable online payment function via VCB- iB@anking;
  • Card Security: comprehensive and high-secured EMV technology with international standard;
  • Customer services 24/7 via VCB - Phone B@nking Service 1900.54.54.13
Issuance Benefits
  • First year annual fee waiver for 01 Supplementary Card;
  • Complimentary reissuance or replacement of primary cards;
  • Complimentary charge back fee;
  • Complimentary card lost or stolen notification;
  • Complimentary reassessment of credit line;
  • Complimentary confirmation of credit line;
  • Complimentary changing form of collateral type;
  • Complimentary PIN renewal fee.
Loyalty program
  • Enjoy shopping with bonus point accumulation programme with many attractive benefits of Vietcombank and Vietravel.
  • Vietcombank Cashback
  • Cashback rate of up to 0.5% on total payment at Vietcombank's POS.

 For more information, please referhere
Bonus points accumulation for Vietravel Members

  • For every VND40,000 payment at Vietravel, Cardholder gets 1 point. The point accumulation will be used to rank Vietravel members.
  • Based on membership ranking and kind of tour, member will enjoy benefits from VND200,000 – VND 1,500,000 when making payment for tour at Vietravel. 
  • The programme follows Vietravel's terms and condition. 

For more information, please goes to website: .
Note: Vietcombank's bonus point for the cardholders and Vietravel's bonus point for membership are separate systems.

Other benefits
  • Discount on dining, shopping, travel… from the "Vietcombank Joy of Life" Program
  • Exclusive offers from Vietravel membership programme
  • Other attractive offers updated periodically from Vietcombank, Vietravel and Visa card scheme
Card usage limit and information

Card usage limit

Credit limit​ (VND)

Default Payment limit/day (VND)

Cash advance limit (VND)

Maximum cash advance limit/day (VND)

10 million - 300 million

Full credit limit

50% of credit limit

Full cash advance limit

Card usage information

  • Card validity: maximum 3 years
  • No supplementary cards
  • Statement date: 20th monthly
  • Due date: 5th monthly (If the due date fall on a weekend or holiday, payment will be accepted without penalty until the next business day)

Card Usage Guide

Issuance procedure and requirements
Documentation needed

Cardholder should provide documents including:

  • Application form with Terms & Conditions, please refer here
  • Copy of ID card/passport (original documents should be presented for verification);
  • Certification of collateral documents (apply for card issuance with collaterals);
  • Copy of Visa expressing validity to reside in Vietnam (original documents should be presented for verification);
  • Proofs of financial status according to Vietcombank's regulations (in case customer is not Platinum member or Gold member or part of Silver member (DSCT: VND 60-120 million) or cardholder wants to upgrade his/her credit limit

     For more information of card issuance procedure please refer here

Pl​​​ace to submit card application form​​

  • All Sub-branches/Branches of Vietcombank and transaction points of Vietravel nationwide.  ​​
Vietcombank – Vietravel co-branded card
Application Form
Vietcombank – Vietravel co-branded card
The Vietcombank - Vietravel Visa
Data is being updated. Please come back later!
  1. Can Vietcombank corporate credit card be provided with supplementary cards?
  2. I want to work with the bank to issue corporate credit cards for my employees. Does Vietcombank provide corporate credit card?
  3. Do supplementary cardholders need to show proof of income documents?
  4. How long is the validity of Vietcombank credit card?
  5. If my Vietcombank card is lost/stolen, what do I need to do?
  6. How can I register for auto debit payment?
  7. If I pay later than the payment due date, which fees/ interests do I need to pay?
  8. If at the payment due date, can I just pay the minimum required amount?
  9. 1. In case my saving account at Vietcombank is in foreign currency, can I use this account to pay for my credit card balance?
  10. When it comes to the payment due date, how can I make payment for my credit cards?
  11. Which fees will I be charged when withdrawing cash at ATMs with my credit card?
  12. How long is the interest free period set for credit card?
  13. How can I use the card securely and safely?
  14. Where can I find information about card related fees/ charges?
  15. 1. What is CHIP card? What are the differences between chip cards and magnetic stripe cards? Are Vietcombank cards chip cards or magnetic stripe ones?
  16. How does the bank determine credit limit for credit cardholder?
  17. How does the bank determine credit limit for credit cardholder?
  18. What is the PIN I receive together with my Vietcombank credit card used for?
  19. I do not have sufficient required proof of income documents but I still want to apply for Vietcombank credit card. What should I do?
  20. Which proof of income do I have to provide when apply for Vietcombank credit card?
  21. What are the difference between Vietcombank international credit cards in general and Vietcombank international co-brand credit card?
  22. What cobrand credit card products are Vietcombank issuing?
  23. What are the differences between credit card and debit card?
  24. Which credit card brands do Vietcombank is issuing now?