1. Card features and benefits
- Buy first-pay later, up to 45 days interest-free period.
- Flexible payment at all points of sales having Visa logo worldwide.
- Convenient payment via Internet, mobile app, MOCA app (For MOCA payment user guide, please refer here).
- Flexible installment on VCB Digibank at a small fee (Visit here for detail).
- 0% interest instalment at Vietcombank's partner merchants (Visit here for detail).
- Cashwithdrawal at any ATM having JCB logo in Vietnam and worldwide.
- Exclusive offers from Vietcombank, JCB and Takashimaya periodically.
- Keep track of transactions and manage spending easily with additional services such as VCB-iB@nking, VCB-Mobile B@nking, VCB-SMS B@nking, VCB-Phone B@nking.
- Comprehensive and high-secured EMV chip technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.
- Safety online transactions with 3D Secure feature.
- VCB Contact Center 24/7 via Hotline 1900.54.54.13.
2. Privileges
- Rewards program: Cardholder will earn rewards points to exchange for gift voucher at Saigon Centre, specifically:
Location | Rewards points earned rae |
Gold class | Classic card |
Card payment at Takashimaya shopping mall | 400 points for every 20,000 VNĐ spent | 340 points for every 20,000 VNĐ spent |
Card payment at shops/supermarket at Saigon Centre shopping mall (except Takashimaya) | 200 points for every 20,000 VNĐ spent | 170 points for every 20,000 VNĐ spent |
Card payment at other merchants | 20 points for every 20,000 VNĐ spent | 20 points for every 20,000 VNĐ spent |
- For more details, please refer here.
Card service benefits:
- Free card issuance fee;
- Free card renewal fee;
- Free card reissuance fee.