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Vietcombank cardholder can enjoy the installment payment for up to 12 months at the Partners associated with Vietcombank.
Benefits of the program
+ 0% interest applied during the installment period.
+ Buy in advance and pay gradually each month for 3,6,9 or 12 months (depending on each Partner)
+ No need to submit any additional proof
+ Be entitled to participate in the program of points of cash back, preferential programs using other cards of VCB.
Payment process when buying installments from partners:
+ You pay for goods or services with VCB Credit Card like regular card transaction.
+ Please fill in the Application form with conditions of 0% interest rate program of VCB provided by Partner.
+ By requesting and using this service, the Cardholder agrees to accept and be bound by the Terms and Conditions of the Program.
Terms and conditions apply
- The value of installment payment is equal to the card transaction value.
- The periodic installment payment will be posted as a regular transaction and is a part of the minimum amount to be paid on the statement. Payment card holder This periodic installment payment is subject to the regular statement payment method.
When using VCB Credit Card to buy a washing machine worth 12 million VND, instead of having to pay this amount within 45 days (or 50 or 55 days depending on the credit card brand) to avoid interest, Cardholder can choose to pay by installments in 3, 6, 9, or 12 months with the following calculation:
Installment payment term
Monthly installment payments
Suppose that during the month the Cardholder has another purchase of VND 10,000,000, the minimum payment amount will be:
Minimum payment amount
VND 4,500,000= 4,000,000 + 10,000,000x 5%
VND 2,500,000 = 2,000,000 + 10,000,000 x 5%
1,833,333 VND = 1,333,333 + 10,000,000 x 5%
1,500,000 VND = 1,000,000 + 10,000,000 x5%