Benefits and conditions

26/10/2018 10:16 AM

Priority services

  • Luxurious and comfortable serving zone.
  • Professional and dedicated banking advisors.
  • 24/7 Priority Hotline (free).

Priority offers and products

  • Comprehensive financial solutions with special incentives on interest rates and transaction fees.
  • Customized product packages with oustanding safety and profitability.
  • Many attractive offers from Vietcombank's partners.

Care privileges

  • Private and high-class customer care programs/ events.

Priority Lounge at airports

  • Luxury and private lounge for Vietcombank Priority members at the domestic station (T1), Noi Bai international airport.
  • Luxury and private lounge for Vietcombank Priority members at the domestic station (T1), Da Nang international airport.

To become a member of Vietcombank Priority, you need to meet one of the 5 following conditions as below:



1. Deposit

  • Having average saving balance of the recent 12 months at least VND 2 billion (or equivalent); or
  • Having saving balance at least 2 billion (or quivalent) & commitment to maintain saving balance at least VND 2 billion (or equivalent) in the next 6 months.


2. Loan

  • Having average outstanding loan of the recent 12 months at least VND 3 billion (or equivalent) & belonging to Group-1 classified debt according to Vietcombank's regulations; or
  • Having outstanding loan at least VND 3 billion (or equivalent) & commitment to maintain saving balance at least VND 3 billion (or equivalent) in the next 6 months & belonging to Group-1 classified debt according to Vietcombank's regulations.

3. Credit card

Being Vietcombank Platinum cardholder or higher level & having total accumulated credit card spending volume of the recent 12 months at least VND 150 million (excluding spending volume authorized by company) .

4. Income amount

Having average monthly income amount at least VND 50 million (or equivalent).

Average income is calculated based on Vietcombank salary payment programs.

5. Equivalent condition

Simultaneously meet the 2 following conditons:

  • Condition 1: Meet 1 of the following 3 criteria: (i) Average saving balance of the recent 12 months or at the time at least VND 1.5 billion; (ii) Average outstanding loan of the recent 12 months or at the identification time at least VND 2 billion; (iii) Being Vietcombank Platinum credit cardholder or above and have total credit card spending volume of the recent 12 months (including volume of all credit cards, excluding spending volume authorized by company) at least VND 120 million.
  • Condition 2: Reach 10 points as the following “Equivalence Point Regulation”:

Criteria

Amount (VND)

Equivalence Point

  • Saving balance

200,000,000

1 point

  • Outstanding loan balance

300,000,000

1 point

  • Credit card spending volume

15,000,000

1 point


Note:

  • Conditions for membership are decided by the Bank. Vietcombank reserves the right to change the benefits and services of the program.
  • The 5th condition is applied from July 1st, 2021.