Unsecured Loan

18/09/2015 10:09 AM
​​​​​​​Do you plan to take a loan but don't have any collateral?

Vietcombank now offers unsecured loan to support customers.

  • Competive interest rate
  • Flexible loan term not exceeding 60 months
  • Simple procedures, quick approval time.

Loan term

Maximum 60 months

Loan amount

Up to 500 million VND



  • Loan balance: Monthly or quarterly
  • Interest: Paid monthly based on reducing loan balance
  • Age requirement: Not over 55 for women and 60 for men at loan maturity.
  • Monthly net salary from and above VND 03 million.

Loan application form

Vietcombank's form

Legal documents

  • ID Card/Passport;
  • Permanent Residence/ long-term residence (KT3);
  • Marriage Certificate/Single Certificate.

Proof of loan purpose

  • Loan Use Plan

Income documents

  • Labor Contract, Bank statement AND/OR Payslip for the most recent 6 months, Certification letter of company (income, position…);

Collateral documents

  • Not applicable
  • Step 1: Contact Vietcomabank's branch(es) for consultation on requirements and legal documents.
  • Step 2: Prepare and submit documents as guidance by Vietcombank's staff.
  • Step 3: Vietcombank review documents and annouce the approval result.
  • Step 4: Prepare documents/finish procedures before loan disbursement
  • Step 5: Loan disbursement

Retail Credit Service Tariff

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Other Vietcombank's promotions

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