Customer Service 24/7

1900 54 54 13

Unsecured Loan

18/09/2015 10:09 AM
Benefits


  • No property pledge with loan amount up to VND 500 million
  • Flexible loan tenors:  up to 60 months
  • Simple and transparent procedures, competitive interest rate and quick approval time.
  • Debt repayment method: monthly interest payment; monthly/ quarterly principal payments
  • Interest calcualted on a reducing balance

Call our Contact Center at 1900545413 or contact our branches (List of Vietcombanks branches).

Requirements
  • Age requirement: Not over 55 for women and 60 for men at loan maturity;
  • Monthly net salary from and above VND 03 million;
  • Credit rating: Grade A and above rated by VCB internal credit rating model.
  • Working experience: minimum 12 months at the time of granting credit under this product.
  • Certification letter of company (income, position...)


Loan amount

Up to 20 times of actual monthly income but not exceeding VND 500  million. 

Documentation
  • Loan Application Form (Vietcombank's form);
  • Legal documents: Valid ID /Passport, Permanent Residence /Temporary Residence Book of borrower;
  • Income documents: Labor Contract, Bank statement AND/OR Payslip for the most recent 6 months, Certification letter of company (income, position…).


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