Unsecured Loan

18/09/2015 10:09 AM

  • No property pledge with loan amount up to VND 500 million
  • Flexible loan tenors:  up to 60 months
  • Simple and transparent procedures, competitive interest rate and quick approval time.
  • Debt repayment method: monthly interest payment; monthly/ quarterly principal payments
  • Interest calcualted on a reducing balance

Call our Contact Center at 1900545413 or contact our branches (List of Vietcombanks branches).

  • Age requirement: Not over 55 for women and 60 for men at loan maturity;
  • Monthly net salary from and above VND 03 million;
  • Credit rating: Grade A and above rated by VCB internal credit rating model.
  • Working experience: minimum 12 months at the time of granting credit under this product.
  • Certification letter of company (income, position...)

Up to 20 times of actual monthly income but not exceeding VND 500  million. 

  • Loan Application Form (Vietcombank's form);
  • Legal documents: Valid ID /Passport, Permanent Residence /Temporary Residence Book of borrower;
  • Income documents: Labor Contract, Bank statement AND/OR Payslip for the most recent 6 months, Certification letter of company (income, position…).