Personal Installment Loan with Collaterals

18/09/2015 10:09 AM

Do you consider taking out a loan to support your expenditure?

Here are some benefits by choosing Vietcombank's loan with collaterals:

  • Competitive interest rates from 6.79%
  • Flexible loan term not exceeding 120 months
  • Fast and simple procedures, quick approval time

Loan term

Maximum 120 months

Loan amount

Up to 1 billion VND

Installment/

Payment

  • Loan balance: Monthly or quarterly
  • Interest: Paid monthly based on reducing loan balance
  • ​​​​​​​Age condition: From 18 to 65 at the time of application;
  • Total monthly income is from VND 5 million or higher;
  • Collateral: Real estate and auto.

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Loan application form

Vietcombank's form

Legal documents

  • ID Card/Passport;
  • Permanent Residence/ long-term residence (KT3);
  • Marriage Certificate/Single Certificate.

Proof of loan purpose

  • Loan Use Plan

Income documents

  • Labor contract; Payroll sheet; Statement of bank account …

Collateral documents

  • Ownership Certificate
  • ​Step 1: Contact Vietcomabank's branch(es) for consultation on requirements and legal documents.
  • Step 2: Prepare and submit documents as guidance by Vietcombank's staff.
  • Step 3: Vietcombank review documents and annouce the approval result.
  • Step 4: Prepare documents/finish procedures before loan disbursement
  • Step 5: Loan disbursement

Retail Credit Service Tariff

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