- Life insured: Individal customer has a loan at VCB or owner/ member/ major shareholder of SME has a loan at VCB, meets the health conditions of the insurance company.
- Policy Owner: is Life insured (for Individual loan) or Organization (for SME loan).
- Entry age: 18 - 65 years old.
- Policy term: equal to loan term, is rounded up to the nearest month/year term, min 3 months, max 5 years.
- Premium: based on the basis of age, gender, policy term and periodic capital payment.
- Premium payment: Once payment at the time of joining.
- ID card/ valid passport;
- Loan contract at Vietcombank;
- Insurance Application (Vietcombank-Cardif form)
- Health check - Underwriting