Home Loan

30/05/2019 04:12 PM

We have many places to go, but only one place to return. That is family, where our loved ones are always with us throughout our lives. The dream of owning a house is an eternal dream, and the desire to bring utter happiness to loved ones.

Here are some benefits by choosing Vietcombank's home loan:

  • Competitive interest rates from 7.4%
  • Flexible loan term: according to the actual income
  • Fast and simple procedures, quick approval time.​​​

Loan term

Maximum: 15 years

Loan amount

Up to 70% the purchased house's value. (up to 100% for specific cases)



  • Loan balance: Monthly or quarterly
  • Interest: Paid monthly based on reducing loan balance
  • Customer age: from 18 to 65.
  • ​​​​​​​Minimum monthly income: 05 million VND
  • ​​​​​​​Collateral: assets formed from loans/other real estate/valuable papers (according to VCB's regulations).

Loan application form

Vietcombank's form

Legal documents

  • ID Card/Passport;
  • Permanent Residence/ long-term residence (KT3);
  • Marriage Certificate/Single Certificate.

Proof of loan purpose

Contracts; Transfer of ownership agreement …

Income documents

Labor contract; Payroll sheet; Statement of bank account …

Collateral documents

Ownership Certificate

  • Step 1: Contact Vietcomabank's branch(es) for consultation on requirements and legal documents.
  • Step 2: Prepare and submit documents as guidance by Vietcombank's staff.
  • Step 3: Vietcombank review documents and annouce the approval result.
  • Step 4: Prepare documents/finish procedures before loan disbursement
  • Step 5: Loan disbursement

Retail Credit Service Tariff

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Other Vietcombank's promotions

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