I. PROTECTION BENEFITS
1. Protection benefits for Kid
More than anything, you want your kid to be healthy to explore the world without hesitation. Protecting your kid against various health risks from mild to severe conditions, FWD Smart kid 2.0 ensures that your kid is safely protected in each and every experience.
Policy is still in-force and other benefits are still payable after FWD pays out kid protection benefits. FWD will pay Any-stage Cancer benefit once during policy.
2. Protection benefits for Parent
To be there and guide them every step of their way, you also need protection. FWD Smart kid 2.0 brings well-rounded protection for parent (Main LA) with both financial support and waiver of premium to ensure your kid’s wellness plan against any risks.
Critical illnesses include Cancer, Heart attack and Stroke. Critical illness benefit is payable once and policy remains in-force after paying out this benefit.
TPD, Death and Accidential death benefits will deduct any Critical illness benefit that has been paid before if any. All benefits for parent is terminated after paying out this benefit.
II. SAVINGS BENEFIT
One day soon, your kid will stand on their own feet to follow their passion and conquer their dreams. To give them the best shot at success, FWD joins hand with you in ensuring a solid financial foundation.
Guaranteed education fund 100% Sum assured together with Cash benefit 10% Sum assured are guaranteed benefits against any risks, laying a solid financial foundation for kid to succeed in the future. At the same time, with Accumulated interest, your policy will earn interest right from inception to make sure you kid’s financial foundation will continue to grow.
Accumulated interest is non-guaranteed benefit and will be announced by FWD.
III. ENHANCED BENEFIT
FWD doubles Guaranteed education fund in case risks happen to parent (Main LA). This meaningful benefit helps your kid have stronger support in face of challenges.
Additional 100% Sum assured will be paid upon maturity.
Please refer to Terms & Conditions of product for more details.