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Co-Borrower

18/09/2015 10:09 AM
Advantages
  • Comprehensive protection for your loans at Vietcombank. 
  • Protect for both husband and wife with 1 insurance policy.
  • High protection benefit, up to 60 billion dong.
  • Flexible in full cover or partial cover, depend on consumer's needs.
  • Simple and prompt procedure.
Benefits
  • In case main borrower or the co-borrower dies or suffers from Total and Permanent Disablement, Vietcombank - Cardif will pay 50% Sum insured for the beneficiary. After the claim is approved to be paid, outstanding balance of credit policy will be reduced accordingly.
  • In remaining in force, if the remaining life insured dies or suffers form Total and Permanent Disablement, Vietcombank - Cardif will pay remaning outstanding balance for the beneficiary. 

Please kindly refer Terms and Conditions of this product to have more details.

Entry Condition

Product condition:

  • For Real-estate consumer of Vietcombank.
  • Entry age: 20 - 60 years old for the main borrower, 18 - 60 years old for the co-borrower.
  • Sum Insured: 20 - 60 billion dong.
  • Policy Term: equal to loan term and form 1 - 20 years.
  • Premium: base on the decreasing outstanding balance of loan.
  • Premium payment: flexible following the loan payment schedule.

Entry Procedure:

  • ID card/ valid passport;
  • Loan contract at Vietcombank;
  • Insurance Application (Vietcombank-Cardif form).
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