Project loan

16/05/2016 11:36 AM

  • Outstanding benefits:
          + Loan purpose: building or upgrading hotel/tourist accommodation
          + Interest rate: Preferential interest rate
          +Loan amount: up to 70% loan plan and up to 20 billion VND for new construction; up to 80% of the loan plan and up to 10 billion VND to upgrade hotel/ tourist accommodation.
          + Loan tenor: up to 12 years
          + Collateral: hotel or other real estate
  • Loan type: installment loan
  • Loan conditions: the enterprise have to meet below conditions:
         + Small and medium-sized enterprises according to Vietcombank's regulation
         + Having a good credit history
         + Having effective business activities and feasibility business plan
         + Tourist accommodation facilities in  potential tourism area 
         + Meet the Government regulations on tourist accommodation establishments 
         + Insured against all risks in reputable insurance company 
  • Loan Application: According to Vietcombank's current regulations

Vietcombank provides long-term financing for new investment projects in all areas of the economy. With large source of fund and many years of experiences, we can finance from small projects such as mini hotels, restaurants to very big ones like new urban areas, steel plants or hydropower plants.    

Besides financing, Vietcombank can assess, advise, assist you in forming financial plans as well as cash flow for projects in many different areas, such as:

  • Real estate: Includes commercial centers, office buildings, hospitals, schools, new urban areas, etc.
  • Factories, machinery and equipments: Includes many industries such as cement, steel, hydropower, thermal power, wind power, petro, textile, agriculture, aquaculture, forestry, etc.
  • Transportation vehicles: Includes seagoing vessels (oil tankers, dry freighters, container ships), commercial airplanes (passenger airplanes, cargo airplanes), cars (container cars, passenger cars) and other vehicles
  • Special projects: Projects guaranteed by Vietnam Development Bank (VDB), renewable energy projects (funded by the World Bank)
  • Other projects

    Besides financing, Vietcombank can arrange syndicated loans. They are loan agreements for one customer by several banks under similar conditions.

    In which, Vietcombank can help arrange syndicated loans with large amounts, competitive interest rates and act as a correspondent bank for your loan.

  • Competitive interest rates;
  • Lending amount can be up to 85% of project value;
  • Flexible loan tenure up to 15 years;
  • Loan repayment schedules suitaible with project cash flow and corporate cash flow;
  • Various lending currencies: VND, USD or other currencies;
  • Various lending types;
  • Simple and convenient lending procedures.​