VCB Digibank Digital Banking is built on the consolidation of separate transaction platforms on Internet Banking and Mobile Banking, providing a seamless, unified experience for customers on electronic means such as computers (PC/ Laptop) and mobile devices (phone/ tablet).
VCB Digibank has two basic channels including:
- VCB Digibank on Mobile application: is an updated version of Mobile Banking application on Appstore and Google Play Store app markets (the name on the app market is "Vietcombank").
- VCB Digibank on web browser: In the “VCB Digibank” section on Vietcombank's official website or direct link: https://vcbdigibank.vietcombank.com.vn/.
With VCB Digibank, customers will experience digital banking in a whole new way:
- Identify with only 01 username, 01 password and 01 limit corresponding to each type of transaction on all channels.
- Integrate many advanced security technologies, especially VCB Digibank also added new login authentication technology - Push Authentication. With this technology, when customers log in on the web browser, the system will automatically send a notification to the mobile application to request the customer to confirm before allowing successful login.
- Interface designed in the style of "dark mode" - dark background mode, has positive benefits to user’s health, optimizes battery life and increases the durability of the device.
- Easily personalize with a wide selection of wallpapers for VCB Digibank according to each person's preferences.
Outstanding features of VCB Digibank on web browser:
- The interface of the login screen changes over time Morning - afternoon - evening.
- Easy to perform financial transactions, payments and shopping: Quick money transfer 24/7, schedule money transfers, online savings, pay bills electricity - water - telecommunications - health - education - security insurance, payment of public administration services, payment to the state budget (domestic taxes, registration tax, social insurance charge, seaport charges), online search, etc.
- Transaction verification method:
- mPin: Password to access VCB Digibank services.
- SMS OTP: OTP (one-time verification password) will be sent via SMS to customers' phone numbers registered to use VCB Digibank
- Smart OTP: OTP generation application installed on Customer's mobile device