HAPPILY NURTURE YOUR CHILD’S FUTURE
(1) Early cash benefit
2% of Sum Assured will be paid every 2 years as a "small gift with great meaning" that parents can give their child during policy term. It is also an opportunity for you and your child to experience priceless moments through travelling or exploring hidden talents with extra-curriculum activities.
(2) Guaranteed educational benefits
Guaranteed benefit of 150% of the Sum Assured will be a solid financial resource helping your child to feel confident in the journey of pursuing his or her dreams and career.
(3) Accumulated bonuses during whole policy term
In addition to the aforementioned benefits, the policy will earn Reversionary bonus annually since inception and Terminal bonus payable at the end of premium term. This significant bonus would help the education fund to grow and catch up with the increase of education costs over time.
With FWD Smart kid, you have the flexibility to choose to receive Guaranteed education benefit and Accumulated bonus in a lumpsum or in installments to better match your child's educational plan.
CHERISH EVERY PARENTING MOMENT WITH COMPLETE PEACE OF MIND
(4) Protect the breadwinner and the whole family
FWD understands that life has its ups and downs, thus FWD Smart kid brings you comprehensive parent protection so that you can enjoy complete peace of mind as your child will always be on the path to purse dreams and careers in the future.
ADDITIONAL BENEFITS
- Outstanding student award benefit to reward your child excellent academic achievement
20% Sum Assured (maximum of 100 million VND) will be a meaningful gift from parents if their child achieves high academic performance (1 in 3 highest prizes) in the National excellent student exam organized The Vietnamese Ministry of Education and Training
- Guaranteed Insurability Option
Nothing brings much joy as seeing your child succeed and be happy. After conquering educational goals, your child will continue on a bigger, more exciting new journey on his or her own feet. Understanding that you would want your child to continue to be protected, with FWD Smart kid, your child can join a new policy right after the end of this policy without health underwriting.