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Credit Life

18/09/2015 10:09 AM
Advantages

- Comprehensive protection for your loans at Vietcombank. 
- Hight protection beneift - resonable premium.
- Premium incentive for the large amount of Sum insured
- Flexible in full cover or partial cover, depend on consumer's needs.
- Simple and prompt procedure.

Benefits

Insurance benefits: In case Life Insured (borrower) dies or suffers from Total and Permanent Disablement, Vietcombank - Cardif will pay full or part of your outstanding loan balance (include interest due) for Vietcombank.  


Please kindly refer Terms and Conditions of this product to have more details.​

Entry Condition

Product condition:
- Life Insured: Credit individual consumers of Vietcombank.
- Entry age: 18 - 65 years old.
- Policy term: equal to loan term and maximum policy term is 20 years.
- Insured loan term: 3 months onward (for monthly payment frequency) or 6 months onward (for quarterly/ semi-yearly/ yearly payment frequency).
- Premium: depends on the loan product type, base on the decreasing outstanding balance of loan.
- Premium payment: flexible following the loan payment schedule.

Entry Procedure:
- ID card/ valid passport;
- Loan contract at Vietcombank;
- Insurance Application (Vietcombank-Cardif form).

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